If you’re looking to build your super and want to get the best return on each dollar invested, the following strategy can be considered. Making super contributions in your first 10 years of super contributions… Read More »Super: First 10 years vs Last 10 years
Exchange Traded Funds (ETF) ETF’s come in all flavours these days from a mathematical index whose formula never has to be altered (i.e. Top 200 ASX stocks) through to a high conviction crystal ball gazing… Read More »ETF Fees vs Super Fees
A selection of superannuation propaganda campaigns. https://www.youtube.com/watch?v=ZUdkdQGVhCI Join the cult. https://www.youtube.com/watch?v=ki1kIALjOWY Thinking about Super can be a ponderous depression. https://www.youtube.com/watch?v=BOoNBOf6dp4 A Scary example of Inflation https://www.youtube.com/watch?v=gMA84GsS5r4 Coming of Age – Super Edition https://www.youtube.com/watch?v=J_Mr2GQ5r9k Namaste –… Read More »Super Spruiking
Why can’t I access my Super? The reason you cannot access your super is because the government most likely thinks many people would spend the money on frivolous goods and services that wouldn’t contribute to… Read More »Why can’t I access my Super?
Compare Super Funds 10 Super Commandments There are dozens of super fund providers and thousands of investment choices on offer which can make selecting the right fund for you a long process. Only history will… Read More »Compare Super Funds
With every change of government comes the inevitable tweaking of superannuation rules. Separating super changes from election hopes of politicians might improve the system. Each time changes are announced the following happens – Government and… Read More »Separation of Super & Government
On the 29th January 2021 APRA released it’s annual Superannuation bulletin and provided data indicating that fees are decreasing. The above graph demonstrates that super funds are moving into a more competitive operating market. The… Read More »Fees Are Going Down
What makes up a Balanced Fund? Each super fund has a default investment option often called the Balanced Fund or My Super. These funds are made up of many different components for the benefit of… Read More »What makes a Balanced Fund?
One Fee Super Fund Is there a one fee super fund? No. The reason there is no ‘one simple fee’ for a superannuation product is because it’s not legislated and or no will by… Read More »One Fee Super Fund
AccessingSuperannuationEarly Rising Fragility Accessing Superannuation early is now possible for many Australians because of the COVID19 pandemic. Normally accessing super early is restricted to those in financial distress, but now there are thousands of people… Read More »Accessing Superannuation Early